National Trust Bank
Who we are

Banking built on trust, speed, and clarity

We started National Trust Bank because banking should feel like a tool that works for you — not a maze of fees, queues, and paperwork. Today we serve millions of customers across the world with one simple promise: clear numbers, fast money, real people.

$48B
Assets under management
2.4M
Active customers
180+
Countries served
16y
Years in business
Our mission

Make financial freedom accessible to everyone

Old banking systems were designed for the convenience of the bank, not the customer. We've spent the last sixteen years rebuilding that model from scratch — modern technology, transparent pricing, real-time movement of money, and customer service that picks up the phone.

Whether you're opening your first savings account, growing a business, or sending money across borders, our platform exists to remove friction — so the time you spend thinking about money goes toward building your future, not navigating ours.

What we believe

Four principles we never compromise on

Security first

Every transfer is verified with a 4-digit PIN, and your money sits behind bank-grade encryption with FDIC insurance up to $250,000.

Honest pricing

No hidden fees, no minimum balances, no surprise overdraft charges. You see the exact same numbers we see.

Built for today

Open an account in five minutes, send money in seconds, and manage everything from a browser — no branch visits required.

People over policies

Real humans answer the phone, every time. Our support team is staffed in-house, not outsourced to a script.

Leadership

The team behind the bank

AO

Akin Olumide

Founder & CEO

Ex-fintech engineer who built clearing-house infrastructure for two top-10 US banks.

PS

Priya Sharma

Chief Risk Officer

Twenty years in regulatory compliance and fraud prevention across consumer banking.

DK

Daniel Kwesi

Head of Engineering

Led core banking systems at one of West Africa's largest neobanks before joining.

FDIC insured

Every deposit is protected up to $250,000 through our partner bank network.

Global reach

Send to 180+ countries with transparent FX rates and same-day delivery.

4.50% APY

One of the highest savings rates in the country — no minimum balance required.

Ready to switch to a bank that works for you?

Open a free account in five minutes. No minimum balance, no hidden fees, FDIC insured.